Car crashes in New Jersey often result in unfortunate outcomes. People suffer unexpected injuries and deal with financial losses because a driver was reckless and didn’t not exercise caution. The first thing to understand is the no-fault system in NJ. If you are a victim, you will typically file a claim with your insurance company and recover compensation through PIP coverage. What if your injuries are critical, and your insurance payment is unlikely to cover the damages? You may have the option to sue the other party. Contact the lawyers of Bruce Law, LLC, to get a quick case evaluation. Below is an overall look at New Jersey car accident laws.
Suing the other party
If you want to file a claim for recovering compensation after a car crash in NJ, the options largely depend on your insurance coverage. In most cases, you will file the claim with your insurance company, as we mentioned, regardless of who was responsible for the mishap. Whether you had purchased “Unlimited Right to Sue” or “Limited Right to Sue” determines whether you can sue the other party. If you chose “”Limited Right to Sue”, you can only file a lawsuit against the other driver when your injuries are severe, such as disfigurement or loss of limb.
Deadline for car accident laws
When your circumstances and coverage allow you to step out of the standard no-fault system and file a lawsuit, you have to keep an eye on the statute of limitations. In New Jersey, you have two years to act. It is still relevant that you leave room to pursue legal action in court, for which you must act right after the crash and start gathering evidence.
Comparative Negligence in New Jersey
What if two parties are liable for the same crash? Subject to whether you can sue the other party, your fault percentage is a critical factor. If you are 50% or more responsible for the car crash, you cannot ask for a settlement from the driver who is at minor fault. When you recover a settlement in other situations, that will be adjusted accordingly.
Get a lawyer
In states where there is a fault-based system, the process is simpler and laws are often easier to understand. NJ laws may sound complex, and more importantly, you have to be specific about certain details. Meet an attorney to know more about your lawsuit.
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